Many Canadian students scrape together thousands of dollars in loans, grants and savings for tuition fees... and still deal with crushing debt after graduation. People who've endured it successfully might say it's a rite of passage, or a good hard lesson in money management. But the State of Oregon thinks students may benefit from different rites and different lessons. It's considering a new way to collect state university and college tuition fees with a "Pay it Forward, Pay it Back" social insurance model. As part of The Current's Project Money, Anna Maria Tremonti and crew take a closer look at the controversial "no-money-down, pay-what-you-can-later" policy with the man who sparked the idea.