You have a thousand projects but you don't have the money to achieve them. That's okay, you tell yourself… You can simply use a credit card! Did you know that how you spend your money today has an impact on your future purchases such as a car, a house, etc.? The way you manage your money is a key factor for financial institutions when it comes time to loan you money. Think of it as your reputation. Discover with Béatrice top tips to follow today to avoid... 7 years of bad luck!